Insurance Plan Selection Blog

“Lift the lid on the argument over a government health program and you find this:

It is not an argument over whether the government should interest itself in health. There is a government health program now. The problem is how far should such a program, backed with government money and some government control, be allowed to go.”

Think this quote is recent? Think again, it comes from an article written in April 27, 1949, by James Harlow.

It is now 63 years later and America finds itself still facing the same dilemma with health care reform.

But how far did the federal government go when it comes to reform? Pre

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While the goal of health care reform is to provide individuals the opportunity to get affordable coverage, many consumers with pre-existing conditions are finding themselves caught in an eligibility requirement.

One side effect of reform is a health insurance gap for some consumers. The health insurance gap is when a consumer no longer has group health insurance or qualifies for COBRA. They aren’t eligible for an individual policy cause they have pre-existing conditions. A

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Companies to Back Out Due to Lack of Provision Waiver

The study found that a growing number of employers are seeking waivers from an early provision in the health overhaul that requires them to enrich their benefits for workers this year. The law mandates that employers not cap annual benefit payouts below $750,000 per person, per year.

In order to sidestep the provision, employers have been receiving waivers in droves. By the end of April, the administration had granted 1,372 employers, unions and insurance companies one-year exemptions from the requirement.

Of course, this waiver is very useful to companies now, but it will no longer be available in 2014.

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