Insurance Plan Selection Blog

Landlord insurance clients are often involved in planning applications and so they will be interested in the Government’s ideas for reforming it. The draft National Planning Policy Framework has just been published for consultation. This is part of planned reforms to make the planning system less complex and to promote what the Government calls “sustainable growth”.

The Government is aiming to reduce the national policy to a document of 52 pages- down from over 1,000 pages at present. Planning minister Greg Clark said: ” Clarity in planning has become lost in translation. National planning and central government guidance has become so bloated that it now contains more words than the complete works of Shakespeare. We need

Read full post…

Not all courts read policies with a blind eye or with a goal of maximizing coverage. In Continental Casualty Company v. Howard Hoffman and Associates, 2011 IL App (1st) 100957 (August 15, 2011),sixteen different probate estates filed claims against a law firm for embezzling funds from their accounts. T

Read full post…

Last month, The Coverage Corner highlighted six funny things that individuals were saying on social media about health insurance.

Since then individuals have continued to humor GoHealth with their tweets about health insurance including:

1. I think my social media life is starting to emulate my health insurance plan. I just don’t bother as often to go to out-of-network friends.

2. They sell health insurance right next to mcdonalds haha bet business is booming #irony

3. The health insurance plan I’m considering offers two hearing aids every three years. #turning30soon

4. My

Read full post…

Hundreds of thousands of borrowers who are behind on their federal student loans may be the target of some unwanted — and expensive — attention: A provision in President Obama’s deficit reduction plan would allow debt collectors to call the cell phones of people who are late on government loans or on loans with federal guarantees. Currently, collectors can only call home phones.

The administration views the measure as a necessary tool to collect on personal debts as greater numbers of Americans eliminate their land lines. Technically, the provision would also apply to people who are behind on their taxes or on mortgages insured by the Federal Housing Administration. Read full post…

It’s summer, it’s raining and I’m British, so I shall moan about the weather – it is my lot in life.

But no, I’m not going to let the clouds bother me because life’s too short.

So, I’m going to dig out my bright blue wellies and find the biggest, most colourful umbrella I can and I’m going to get in my car and drive to the nearest beach so I can have a nice seaside walk.

It’s June, the Longest Day has almost been and gone and my little car hasn’t been out on a long trip in a while.

A nice long drive is always good for a car which only does short urban journeys. Getting it up to a Read full post…

Presently, the Insurance Research Council estimates that approximately one in six American drivers is uninsured. That number increases dramatically when underinsured drivers are included as well. If either an underinsured or uninsured driver were to hit you, without the proper coverage, you could end up paying for some or all of your injuries and damages. Uninsured motorist coverage is designed to insulate you from that situation by paying for whatever the at-fault driver’s policy did not.

When a driver is at fault for an accident you are involved in and does not carry auto insurance, uninsured motorist coverage will pay for any medical expenses you incur, your pain and suffering, and depending on the laws of your state, the damage to your property.

Read full post…