Legal & General has raised medical evidence limits in efforts to reduce processing times.

The changes mean that more underwriting decisions will be made at the point of sale, allowing more customers get confirmation of cover quickly.

For life cover up to age 35 next birthday L&G has increased the automatic medical evidence limit to £750,001, and for critical illness cover up to age 30 next birthday, the limit has risen to £450,001.

The insurer has also reduced the number of blood tests and microscopic urinalyses required.

According to L&G Protection underwriting and claims director, Russell Whitworth, around 6,000 extra cases a year should now go through without the need for additional underwriting.

 

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