Insurance Plan Selection Blog

Selecting The Most Suitable Insurance Plans For Your Family
January 16, 2012

Harsher Consequences Needed for Distracted Drivers

Author: Mary Bowden - Categories: Insurance Tips - Tags: Distracted Drivers, Drivers -

Distracted driving is something that is plaguing the United States. It seems as though technology, particularly the cell phone has made it harder for drivers to focus on the road in front of them.

 

According to statistics, one in 11 automobile accident deaths is due to a driver being distracted by a cell phone. Law makers and auto insurance companies have not had a lot of success with their efforts to stop distracted drivers from being on the road.

 

The problem with drivers today is that they think that they are invincible. They think that they can drive and talk on their cell phone at the same time and that nothing bad will happen to them. T

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January 15, 2012

A Lesson on Health Insurance and Reform

Author: Alexander Nuttall - Categories: Insurance Advisor - Tags: Health, Health Insurance -

“Lift the lid on the argument over a government health program and you find this:

It is not an argument over whether the government should interest itself in health. There is a government health program now. The problem is how far should such a program, backed with government money and some government control, be allowed to go.”

Think this quote is recent? Think again, it comes from an article written in April 27, 1949, by James Harlow.

It is now 63 years later and America finds itself still facing the same dilemma with health care reform.

But how far did the federal government go when it comes to reform? Pre

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January 11, 2012

Eight Auto Insurance Discounts You May Be Missing

Author: Alexander Nuttall - Categories: Insurance Advisor - Tags: Auto Insurance, Auto Insurance Discounts, Insurance Discounts, Missing -

Eight Auto Insurance Discounts You May Be Missing Linda Rey You are probably looking for ways to cut a few dollars from your monthly budget, and the word of the day is discounts. If you enroll and qualify, you may find that you are able

Eight Auto Insurance Discounts You May Be Missing Linda Rey

You are probably looking for ways to cut a few dollars from your monthly budget, and the word of the day is discounts.

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January 9, 2012

Motorcycle Insurance

Author: Mary Bowden - Categories: Insurance Tips - Tags: Insurance -

Currently, the United States has more than four million motorcycles registered to drive on public roads. Most major insurance carriers have responded to the needs of this substantial market by offering the same protections and benefits to riders as they do to drivers by providing motorcycle insurance policies. For bikers, the need for quality insurance protection is especially critical. According to the NHTSA, roughly 80 percent of motorcycle accidents result in death or injury, whereas with automobiles, the figure is only about 20 percent. The best way to combat these unsettling statistics is to ride safely, and that includes carrying adequate motorbike insurance protection.

By and large, motorcycle insurance looks nearly identical to coverage for a conventional vehicle.

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December 31, 2011

New Rules For Discovery In Florida

Author: Mary Bowden - Categories: Insurance Tips - Tags: Florida -

There hasn’t been much good news from Florida lately, particularly in the area of bad faith litigation.  In a rare bright note, however, the Florida Supreme Court has declared that the liberal rules that it adopted a few years ago requiring disclosure of work product in first party bad faith cases does not apply with respect to attorney-client privileged communications.

In Allstate Indemnity Co. v. Ruiz, 899 So.2d 1121 (Fla. 2005

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December 30, 2011

How to Make an Insurance Complaint – Step by Step Guide

Author: Alexander Nuttall - Categories: Insurance Advisor - Tags: Complaint, Insurance Complaint -

If you don’t know the correct way of making an insurance complaint, chances are that you will not get a resolution. There is a process that you must follow in order to get a satisfactory response from your insurance company.

Here is a step by step guide on how to register an insurance complaint:

1st Step – The first step is to have a clear understanding of what your insurance policy does and does not cover you for. To be able to do this, you must read the policy document carefully and also read the exclusions. <

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